If an Individual thinks they have been a victim of

Identity Theft

OR

If a Busines Owner or Manager thinks there has been a

breach of confidential information or the company has

been a victim of IdentityTheft

File and Go, LLC can assist in

analyzing where and when the breach might have

occurred. We have Certified Identity Theft Professionals

on our staff to walk you through the process.

In general, there are 4 types of Identity Theft that

can effect a person‘s life.

1. Financial ID Theft

2.Criminal Identity Theft / Impersonations

3. Identity "Cloning" / Assumption

4. Business Identity Theft

     Financial Identity Theft is most commmon.

This is when someone uses your name, social

security number, birth date, mothers maiden name

or other identifying information for their benefit.

Once a person has this basic information,

credit cards can be applied for, loans can be taken

out, vehicles can be leased, or you can pay for

someone else to go on your dream trip to Hawaii!

Finances and credit can be effected quickly.

Until the damage has been cleard up with each

can get credit, how much credit a person can get,

if a person can rent an apartment or even if one is

offered that job  that your really wanted.

The time it takes to investigate how much of

your financial world has been compromised and to

clean up the credit report is long, drawn out and

detail oriented.

FYI- this theft can occur with an Adult, a Minor or

even a Deceased Person.  I once received a phone

call from a power company in another state looking

for my niece who was 10 at the time because she

had not paid her electric bill.

     Impersonations or Criminal Identity Theft as

another type of Identity Theft. Someone can either

assume your identity to commit a crime OR someone

can assume your identity when detained or

questioned by law enforcement. In this form of the

crime, the thief assumes the victim’s identity to

either commit crimes or to distance themselves from

crimes.

This type of Identity Theft can have a great

impact and can even result in criminal records or

outstanding arrest warrants.

     Less prevalent is Identity "Cloning" /

Assumption of Identity. In this case,

someone assumes your identity.  In this form of the

crime, the thief completely assumes your identity to

begin a "new life". The thief lives and works as, well,

another person! This is done when there is a reason

someone does not want to be found or if there is a

need to totally reinvent themselves because of

mistakes made in the past the directly effect

everyday. The impact may be broad ranging from

additional tax liability to credit fraud.

     Business / Commercial Identity Theft

is prevalent and are not immune from identity

thieves. In this form of the crime, thieves obtain

credit cards, services and supplies, and open

accounts in the business’ name.

Often by the time the theft is discovered, many

thousands of dollars of expenses have accrued and

the business’ credit rating may be severely affected

which could effect the individual owner in a

substantial way from effecting what loans are

available to the good will of the community.

New Federal FACTA Laws need to be complied with

by November of this year for the protection of private

information of customers.  Also, State Laws regarding

Privacy need to be considered.  File and Go can help.

Services:

Free Educational

Seminars Offered!

Hallie Hawkins,

a Certified

Identity

Theft

Risk

Management

Consultant,

will  work

with

Individuals

and

companies

to Assess

and

Manage

Risk.